Your Identity Protection Plan monitors your credits 24 hours a day by placing fraud alerts with all three credit bureaus. You're notified immediately of any activity in your name, including:

• New accounts or inquiries in your name for insurance, credit, cell phones, bank or home loans, rental leases, car loans, etc.
• Notations about late payments or other negative comments added to your credit report.
• Any change of address requested in your name.
• Any public records that are added to your report: DMV records, unknown addresses, criminal activity, fraudulent bank transactions.

A credit alert is like a monitored burglar alarm in your home or office. When something triggers the alarm, the alarm company calls you first. Maybe you set it off accidentally. Or maybe it's a burglary. Identity Protection empowers you to take action when the ID theft starts instead of weeks later.